Bank of America freezing accounts of customers suspected of not being US citizens

[ehrnst]

64. "Non-Americans" - those residing in America who are not American citizens.....

Like those with green cards, foreign nationals, diplomats, etc.

Nurse Jackie was asking about the rights of those non-Americans, not smearing them.

Here it is again.

"Are they (Bank of America) just harassing people (account holders who they SUSPECT of not being a citizen or have dual citizenship), or is it unlawful (not legal) for non-Americans (those currently residing in America who are not American citizens) to have bank accounts in the U.S.?"

Is that clearer?

You seem to want to keep accusing her of some kind of smear for using the term "non-Americans" even though she has explained to you that it is not.

Living where I do, there are many "non-Americans" nearby in the diplomatic service.

You sound very much like a substitute teacher my son had who called one kid out for not pledging allegiance. When the principal told her that child is not an American citizen, the teacher assumed that the Principal was calling the child an illegal immigrant, and replied "Well they need to get used to pledging until they are legal. My husband is in the service and defending their country, and they can respect the flag he defends." The Principal then informed the teacher that the student was a child of one of the Embassy of Spain's diplomatic corps. The teacher was then understandly embarassed at her assumption when she heard the words "not American."

As you probably are now, or at least should be. An apology to Nurse Jackie is in order.

And in response to Nurse Jackie's question, it is perfectly legal for non-citizens (non-Americans) to open bank accounts, however banks may deny someone's application for an account. BOA is freezing current accounts, after they have been approved and have money in them, and not for criminial suspicion.

I think this may be defined as harassment on the part of BOA.

Proof of citizenship is not required to open a bank account in the U.S., according to Stephanie Collins, a spokesperson for the Office of the Comptroller of the Currency, the federal agency that supervises branch banking. Banks are merely required to identify and report suspicious transactions and maintain and update customer information.