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Honeycombe8

(37,648 posts)
23. Respectfully, when you start out by saying that the ACA had affordable premiums...
Tue Oct 23, 2018, 02:13 AM
Oct 2018

I knew you didn't know about millions of ACA policies that were not "affordable." And they didn't provide great coverage, either.

Those older middle class Americans were hit with triple rates for policies with $6,500 deductibles, 30% coinsurance, skinny provider lists, and other restrictions. This was a true hardship for many.

Insurance companies were pulling out, co-ops were folding, ins. cos. were gaming the system, people couldn't find doctors to take the policies. The ACA was in serious trouble, and still is. It could have been fixed, but frankly, I didn't see any acknowledgement on the part of the Democratic leaders to address the problems head on. Or even acknowledge most of the problems.

The ACA worked great for a segment of the population. But it did not work great for another. This was all reported. Insurance companies were even being sued. It wasn't working, except for that segment for which it worked, which everyone acknowledged. But that's not the only segment in the country. You can be happy for those for whom it worked, but still acknowledge that it's not working for others.

It was a great idea, and it could work, if revised, I think. But I think Trump will dismantle it such that it will be a shell of what it was, before all this is over.

Even if we went to Medicare for all, that wouldn't be the panacea some think it would be. Only basic hospital coverage is provided in Medicare. Everything else costs the insured. No one has to pay triple rates because of his age, regardless of health, either. That would be grossly unfair.

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Junk plans here we go again SHRED Oct 2018 #1
This says everything about this traitor...........where he tries to make a buck on BS turbinetree Oct 2018 #2
..."including charging higher premiums for people with pre-existing conditions" - this is why we iluvtennis Oct 2018 #3
These policies they are speaking of are not ACA policies. No one has to buy them. Honeycombe8 Oct 2018 #5
It still is ObamaCare. Igel Oct 2018 #7
This hurts the ACA, I guess, but helps people. Honeycombe8 Oct 2018 #4
This is not good. Period. Ms. Toad Oct 2018 #9
I read your first sentence and stopped there. Honeycombe8 Oct 2018 #12
Reading what I actually wrote would be a good first step. Ms. Toad Oct 2018 #17
Respectfully, when you start out by saying that the ACA had affordable premiums... Honeycombe8 Oct 2018 #23
Costs more to give you less sakabatou Oct 2018 #6
I recently priced these out. Guppy Oct 2018 #8
They're not complete junk Ms. Toad Oct 2018 #10
the issue is the 250k payout Guppy Oct 2018 #11
I'm not suggesting that these are equivalent to the ACA Ms. Toad Oct 2018 #16
I don't think the law is aimed at short term plans. I think they're aimed at regular coverage. Honeycombe8 Oct 2018 #14
And Trump is trying to make these short term plans Ms. Toad Oct 2018 #18
Golden Rule is short term policy coverage, I believe. Honeycombe8 Oct 2018 #13
The exact same thing will happen with what Trump is proposing Ms. Toad Oct 2018 #19
Golden Rule short term plans have various caps. In my area, they go up to $2M. Honeycombe8 Oct 2018 #15
No. The new policy (not law) Ms. Toad Oct 2018 #20
But that's a good thing...to expand coverage from a few months to several years. Honeycombe8 Oct 2018 #21
You can already do that just by stringing multiple policies together Ms. Toad Oct 2018 #22
Kick ck4829 Nov 2018 #24
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