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In reply to the discussion: Trump: Former Starbucks CEO Howard Schultz doesn't have the 'guts' to run for president [View all]global1
(26,362 posts)I'm on Medicare right now. I have a monthly payment that I have to make to maintain it. I also have to carry a supplemental plan to pick up the other 20% that Medicare doesn't cover. I also have a Drug Plan which I have a premium to pay for my prescription medications. Total I pay around $480/month.
My Medicare premium is $134/month or $1608/year for basic medical care. Very affordable. If I didn't pick up the Supplemental and Drug Plan (which are optional) $1608 would be my total premium for the year for basic healthcare.
Before I turned 65y/o - I was paying $3200/month for a Blue Cross/Blue Shield plan in which I had a $5000 deductible. I was self-employed and that only covered myself.
So though 'Medicare for All' is not free - it's a bargain over other health care insurance that those under 65 have to pay.
So it is a misnomer to say that 'Medicare for All' is free healthcare. It isn't. It is more economical though. It is also more affordable than the Obamacare plans. What makes it work - is the big pool of users - in that all Americans would be in the plan.
Medicare for All would be structured the same way as Medicare is structured for those that qualify for Medicare - like me.
There would still be a need for the current health insurance companies to offer the optional supplemental plans - but the basic healthcare needs would be satisfied by this plan.
It always upsets me when people say that the Dems want to provide 'free healthcare for all'. It's not free and those that think it is - just don't understand how it is structured and the politicians that say it 'the Dems want to provide free healthcare use that to steer people away from supporting 'Medicare For All'.