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In reply to the discussion: California man learns he's dying from doctor on robot video [View all]Honeycombe8
(37,648 posts)Yay! Only because I was healthy. I went to the doctor only twice in those five barren years. Once to urgent care for a dog bite (cost $75). One preventive exam, which is supposed to be free but cost me about $100. I paid more than the ins. co. for that exam. The ins. co. got almost $1,000/mo. premium for that worthless "insurance." I could have it only because of the subsidy.
Medicare works because it is a defined "group." And the insureds can choose the types of coverage they get through supplemental plans. The defined "group" has the power of the group behind it, where things are standardized. Whereas for the ACA, it was just millions of individuals who couldn't alter the types of coverage, and didn't have the protection of a "group." It was also too confusing for both insureds and providers, esp with the billing.