U.S. Household Debt Exceeds $14 Trillion for the First Time

[progree]

12. Where did you get that CPI excludes healthcare?

And for housing, they use rents and rental equivalents, that over time are about the same as housing costs. Especially considering far lower mortgage rates far below the averages of the 70's and beyond. And the average house size is like 63% larger than it was in 1973, while average household size has been dropping throughout history.

https://www.bls.gov/news.release/cpi.nr0.htm

https://www.newhomesource.com/learn/how-much-square-footage-fits-your-family/
The average size of new homes built in the United States grew 62 percent from 1,660 square feet in 1973 to 2,687 square feet in 2015, an increase of 1,027 square feet, according to the U.S. Census Bureau.

Average household size (1960 and after)
https://www.statista.com/statistics/183648/average-size-of-households-in-the-us/
In 1973 it was 3.01, in 2019: 2.52