Apple and Tesla shares surge after stock splits kick in

[ProfessorGAC]

3. That Could Happen Anyway

Depends upon how the brokerage account is set up.
My retirement funds are intended to be investment transparent, but I don't really look at those details. And the fees, like most funds and/or IRAs are baked in, so the apparent yield reported includes that.
Don't like the arrangement of an individual fund, or the equity selections, can move to a different fud, but not outside the IRA itself, without penalties or taxes.
So, in fact, it's the same investment if one doesn't alter the fund in which the money is invested.
I suppose if one is trading on a very low trade fee site and doing individual investing, there's a modest difference.
But, if one now buys 200 shares, instead of 40, the difference is insignificant.