Medicare Advantage Plans Often Deny Needed Care, Federal Report Finds

[Casady1]

40. I have done all the work

All supplemental plans are the same. They are government mandated. AARP pushed United and Blue cross is the most expensive. The least expensive is Mutual of Omaha and they give you a 12% discount for being married. You have to choose a a separate RX plan and the medicare site will guide you to the one for you. Dental is separate as is optical. AARP dental is decent and it is $75 per month andt it is the only plan that covers implants (it is delta dental).

Your cost will be as follows

Medicare- $170 to more(means tested) and it goes by your last year's earnings.
Mutual of Omaha is $112 per month
Dental is $75
RX is about $20.

You are immediately accepted into medicare. If you go to Advantage and you get sick and want to go back to original medicare the insurance companies now have the right to underwrite you( you are screwed)

Last year my wife had 3 operations and one included a 25 day stay in the hospital. Her bills were $800,000.

I paid $205 total with the supplemental and I did not have to fight the insurance companies one time.