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BumRushDaShow

(170,299 posts)

11. When shopping

Reply to nmmi (Reply #10)

Sun Nov 24, 2024, 10:07 AM

Nov 2024

I primarily use a debit or credit card (the latter that gets paid off every month). But I *do* try to keep some cash. So although I'm not continually at an ATM, I try to do about a $200 withdrawal every couple months as there are places I might go to that are "cash only" or may have had past issues with illicit "skimmers" found on their terminals, and it's not worth the risk (notably the convenience stores).

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Retailers claim credit card swipe fees are driving inflation [View all] BumRushDaShow Nov 2024 OP

But doubling their prices over a 1% to 3% increase in CC fees didn't contribute. Fuck the greedy. marble falls Nov 2024 #1

US businesses donating to the Repuke Party are driving inflation too, so stop doing it! FakeNoose Nov 2024 #2

I rarely use my credit card..mostly for only gas. Where I get my hair cut and I've noticed other places, Deuxcents Nov 2024 #3

My wife and I hate credit and debit cards DFW Nov 2024 #20

Unless the percentage taken by swipe fees has increased, DJ Synikus Makisimus Nov 2024 #4

Nationalize every single retail business in the country that accepts debit and credit cards, including banks? MichMan Nov 2024 #5

Yup. DJ Synikus Makisimus Nov 2024 #6

The percentage seems to have gone up a bit, according to this from July 2023 muriel_volestrangler Nov 2024 #15

Yeah, I don't know what the 16.7% number means. Igel Nov 2024 #17

16.7% is the increase in total credit card charges; 12.3% is the increase in the sales this was charged on muriel_volestrangler Nov 2024 #18

It went from $90.50 / transaction on average to $95.50 / transaction. But inflation-adjusted , that's a 14.9% decrease nmmi Nov 2024 #7

"I'd be using more cash, but the ATM's spit out $100 bills" BumRushDaShow Nov 2024 #9

Well, I can't "go" for $20's at this ATM, and not having a working car, I don't have choices without a bus trip nmmi Nov 2024 #10

When shopping BumRushDaShow Nov 2024 #11

I always carry about $200 cash in bills of various sizes. In case the card system is down - nmmi Nov 2024 #12

I have basically done the same BumRushDaShow Nov 2024 #13

Cost of labor has gone up, stuff costs more BadgerKid Nov 2024 #8

Another reason to use cash Marthe48 Nov 2024 #14

Yup..using cash screws the CC companies that contribute nothing to the economy, and it strengthens the dollar PortTack Nov 2024 #16

Actually they do melm00se Nov 2024 #21

My credit card fees are melm00se Nov 2024 #19