UnitedHealth drops 1 million seniors, the biggest Medicare purge in two decades.

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53. I think the plan canceling is a special event which is like landing on a lucky space on a board game

I think it gives a chance to get medigap just like you enrolled promptly at 65.

If your Medicare Advantage (MA) plan is discontinued, you'll be moved to Original Medicare (Part A & B) but must act to avoid gaps, especially in drug coverage (Part D); you get a Special Enrollment Period (SEP) to join a new MA plan, a Part D plan, or get a Medigap policy (possibly with guaranteed issue rights), otherwise, you risk high out-of-pocket costs and losing benefits like dental/vision. Read your plan's termination notice carefully for deadlines and options.

https://www.msn.com/en-us/money/personalfinance/medicare-advantage-plan-canceled-here-s-how-to-avoid-a-coverage-gap-after-dec-7/ar-AA1SxYE8

If your Medicare Advantage plan was canceled and you missed the warning in your annual notice of change, don’t panic.

Federal rules give you a special enrollment period that allows you to choose a new plan even after Medicare’s Dec. 7 open enrollment deadline. But timing matters. To ensure your new coverage begins Jan. 1 and to avoid a gap, you must enroll by Dec. 31.

Jae Oh, author of Maximize Your Medicare, recently explained how this little-known enrollment window works and why it can be especially important for people whose plans were terminated. What follows is an edited transcript of that conversation, revised for clarity and brevity.