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Raftergirl

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35. Great to hear this and good luck with the rebuilding! Can't imagine going through something like that with

Sun May 31, 2026, 02:48 PM

18 hrs ago

Insurance companies that are difficult to deal with,

I also have full replacement coverage. I’ve also been very diligent in letting them know every improvement we have made to our home (have remodeled pretty much the whole house) and have kept every invoice for all the work.

I have pictures taken of everything in my house, too.

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FakeNoose

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Highlight:

The Home-Insurance Coin Flip: Nearly Half of Claims Result in Zero Payout [View all] mahatmakanejeeves Yesterday OP

It is all junk insurance for homeowners now... OhioBack2Blue Yesterday #1

If a customer has a question, that sets off an alarm with those mother-f6ckers wolfie001 Yesterday #3

You can't even have them check to see if your roof is okay after a hail storm. moreland01 15 hrs ago #40

Expect more crappy outcomes with the KKKrappy occupant in the WH nt wolfie001 Yesterday #2

Umm... that reticence runs throughout the entirety of the insurance racket. OldBaldy1701E Yesterday #4

Yup lonely bird Yesterday #9

Not just necessary for mortgage holders but required. mdbl 18 hrs ago #29

THE BIG FIVE: These are the biggest offenders. New Jersey's Department of Insurance listed companies with 3Hotdogs Yesterday #5

We had State Farm lonely bird Yesterday #8

That's not what Jake from State Farm says. mdbl 18 hrs ago #30

I bet they don't even cover chip board glue now bucolic_frolic Yesterday #6

Another insurance rip-offs are the health insurance clubs that are not insurance. They are not rated by state agencies 3Hotdogs Yesterday #7

Medishare? lonely bird Yesterday #10

Sirius XM. Christian Healthcare Ministries. 3Hotdogs 22 hrs ago #16

Insurance is a scam. it started coming clear to me because of a movie mwmisses4289 Yesterday #11

May I suggest? lonely bird 21 hrs ago #25

Wow, never heard of that one. Will look for it. Love Meryl. mdbl 18 hrs ago #32

We know this has been the trend line for health "insurance" for a long time Bluetus Yesterday #12

We've never had a problem Fiendish Thingy 23 hrs ago #13

What year was your last State Farm claim? mdbl 18 hrs ago #33

Oh jeez...I'm not sure Fiendish Thingy 18 hrs ago #36

Peace of mind for the bank only... JT45242 23 hrs ago #14

So you'd think homeowners would have an ally in the bank that owns the home Bengus81 22 hrs ago #18

Link to non-paywall article flvegan 22 hrs ago #15

"I don't understand why people post shit nobody without a subscription (to the WSJ, no less) can read." mahatmakanejeeves 22 hrs ago #19

There's a better way to deal with that than just denying claims mdbl 18 hrs ago #34

State Farm is not like a good neighbor, they suck Historic NY 22 hrs ago #17

Everything is a scam now. Oneironaut 22 hrs ago #20

How well I know... KSL-Washington 21 hrs ago #21

We just dumped USAA (after 70 years with several generations of my family) moreland01 15 hrs ago #41

Too often, when someone files a homeowners claim their policy is not renewed by the insurer dlk 21 hrs ago #22

Kick dalton99a 21 hrs ago #23

I had a water claim a few years back. All the basements on my block flooded because a storm drain behind our Raftergirl 21 hrs ago #24

I have also had a recent experience with Nationwide (luckily) and they have been remarkable FakeNoose 19 hrs ago #28

Great to hear this and good luck with the rebuilding! Can't imagine going through something like that with Raftergirl 18 hrs ago #35

About how many years back was that? pnwmom 14 hrs ago #43

'22 or '23. But I have this specific coverage in my policy. As another poster wrote, it only costs an extra couple Raftergirl 13 hrs ago #45

Our broken pipe and the damage was covered. On top of that, pnwmom 4 hrs ago #46

Catastrophic Losses Backstopped By Government 2na fisherman 21 hrs ago #26

Like a good little drone, I've been paying house insurance premiums since 1978, BobTheSubgenius 20 hrs ago #27

The companies pay some people a lot of money Quanto Magnus 18 hrs ago #31

People are not customers any more. hunter 17 hrs ago #37

It pays to spend a little time with an agent to understand what your insurance is covering sarisataka 17 hrs ago #38

That graph is close to tracking the past three Presidential elections Uncle Joe 16 hrs ago #39

The bastids join in on the fleecing of the majority of Americans GreenWave 14 hrs ago #42

Well to be honest i thought it was higher. Figarosmom 14 hrs ago #44