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Intractable

(2,647 posts)

8. In its current form, the ACA is a very expensive program that mainlines money to insurance companies.

Reply to riversedge (Original post)

Wed Jul 8, 2026, 08:56 AM

Yesterday

The ACA solidifies the hold insurance companies have over our healthcare. (It would have been much better with a public option.)

I have an ACA plan. It's fairly good for me, but expensive to administrate.

The total monthly premium for my middle-of-the-road "silver" plan for one person is about $1500.

I pay about $180 for the premium. The ACA pays more than $1300.

On top of that, for me, there are ample deductibles and co-pays. The prescription plan is so bad, I buy my scripts without it at costplusdrugs.com.

There's got to be a better way -- one that actually lowers the cost of providing medical care. The way it all works now, we need the ACA to help pay for our premiums. But, it's just throwing money at the problem.

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Bayard Smilo flamingdem LittleGirl wolfie001

26 replies

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Highlight:

Affordable Care Act Insurers Want More Premium Increases as Enrollment Sags [View all] riversedge Yesterday OP

Of course they do,not a surprise. Keep gutting the ACA slowly and it will DIE Bengus81 Yesterday #1

rs have been gutting things slowly for years and hope they die AllaN01Bear 19 hrs ago #18

Yes, well that makes sense. Biophilic Yesterday #2

Why do they even call it insurance? It is just robbery without a mask. twodogsbarking Yesterday #3

Look, it costs a lot of money to plaster their names on stadiums and flvegan Yesterday #4

Gee no one saw this coming. mdbl Yesterday #5

The expiration date of the temporary additional covid era subsidies was written into it when it was passed in 2021. MichMan Yesterday #13

True but . . . RedArkGuy 14 hrs ago #25

Um... lonely bird Yesterday #6

As premiums rise, healthier people tend to drop their coverage, leaving the insurance pool sicker on average progree Yesterday #7

And then the "healthy people" make that one trip to the ER wolfie001 16 hrs ago #24

In its current form, the ACA is a very expensive program that mainlines money to insurance companies. Intractable Yesterday #8

"I pay about $180 for the premium. The ACA pays more than $1300" MichMan 18 hrs ago #19

Should I feel guilty? Intractable 18 hrs ago #20

Hell no!!! wolfie001 16 hrs ago #23

But, it is called the "Affordable" Care Act MichMan Yesterday #9

We are the ONLY country with private health insurance RainCaster Yesterday #10

We are not the only country with private health insurance. ihaveaquestion Yesterday #11

My retirement job (age 65 to 73) was at a call center rhiannon55 Yesterday #12

Cut out the bookies. Universal Medicare for all. Max out the risk pool. Marcuse 21 hrs ago #14

Thereby defeating the entire point of the AFFORDABLE Care Act. It never should have thrown a lifeline to private Karasu 21 hrs ago #15

It's already dead in Montana. MontanaMama 21 hrs ago #16

In Victorian Britain, at least there were homes for the poor wolfie001 16 hrs ago #22

Think of the shareholders and nothing else, except top management compensation. Meeting adjourned. twodogsbarking 20 hrs ago #17

Healthcare Execs need more yachts and 4th and 5th homes wolfie001 16 hrs ago #21

Are they so blind that they did not know how much revenue they were going to lose? phxjurist 12 hrs ago #26