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In reply to the discussion: Massachusetts bill would require gun liability insurance [View all]spin
(17,493 posts)In fact since I have had gun safety training and passed a background check as is required to obtain a concealed weapons permit in Florida, my rates should be extremely reasonable. People like me rarely misuse their firearms, have far fewer firearm accidents and rarely commit crimes that involve the use of firearms. Of course there are a few exceptions. We would prove a lucrative market and the competition would keep the expense of such insurance very reasonable for us.
Often laws have unintended consequences and this might be true if such a law passed at a national level. Many gun owners might decide to get a carry permit to significantly reduce the cost of such insurance and consequently may decide to actually carry their handguns in public.
For example over 800,000 Floridians have concealed weapons permits. A good percentage got this license in order to avoid the three day waiting period required for a person who doesn't have a permit when he/she buys a handgun or to be able to have a handgun locked in their car at their employer's parking lot while they are at work.
Of course obtaining a concealed weapons permit is fairly cheap , easy and takes three months in Florida but much more difficult, expensive and takes up to a year or more in states like New York. This might lead to changes in the laws of "gun unfriendly" states that those who support strong gun control would dislike.
Beware of what you wish for as you might actually get it. The recent effort to pass another assault weapons ban has led many people to buy a firearm as they worry that it might not be possible in the future. All types of firearms are flying off the shelves of gun stores not just merely "assault weapons." Ammo is also on back order as is reloading supplies. Gun owners are buying these items because prices are skyrocketing due to the demand. People who have no safety training and no real need for a firearm have decided to buy their first gun now. Many of these people will misuse their firearms or fail to safely store them and tragedies will result. There maybe some minor positive changes in our laws that will improve them and another watered down "assault weapons" ban might pass but I predict that 10 years from now civilians will still legally own semi-auto rifles and handguns. In fact 100,000,000 citizens might own a firearm or a collection of firearms while only 80,000,000 own them today.
Of course I might be wrong, Time will tell.