Massachusetts bill would require gun liability insurance

[Sancho]

114. That's exactly what they do now..

every insurance company knows the profile of more risky applicants. They may not say so, but rates reflect age, sex, race, and a bunch of background correlations.

If you had to apply for firearm insurance, and you had to fill out an application, you can be sure that the underwriters would not give you a policy (or they would charge a lot more) if you put down certain red flags. Even your zip code, the kind of auto you own, affiliation with organizations (NRA, church denomination, etc.) would give away a demographic profile. They don't have to directly ask for your race most of the time - they can just look it up from the information on the application.

I suspect it would make it harder to keep some potentially dangerous people from possessing guns if they had to have proof of insurance.