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Robb

(39,665 posts)

3. Companies can insure themselves against criminal behavior

Thu Mar 28, 2013, 08:25 AM

Mar 2013

...perpetrated by their own employees.

One can purchase insurance against anything an insurer is willing to underwrite.

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Gun Violence Costs U.S. Health Care System, Taxpayers Billions Each Year [View all] onehandle Mar 2013 OP

This is why it should be mandatory for all gun owners Crunchy Frog Mar 2013 #1

No insurance covers criminal acts hack89 Mar 2013 #2

Companies can insure themselves against criminal behavior Robb Mar 2013 #3

But the insurance companies can say no if the risk is too high hack89 Mar 2013 #5

Manufacturers could bear that burden Robb Mar 2013 #7

Insurance will not cover individuals for intentional criminal acts hack89 Mar 2013 #10

^RW/NRA talking points, that's *what*...eom Kolesar Mar 2013 #13

So show us a single insurance company that will cover individual criminal acts. hack89 Mar 2013 #15

^Mister Obtuse has entered the forum...eom Kolesar Mar 2013 #21

I will take that as a no. nt hack89 Mar 2013 #22

No, you should take it as being the point. No insurance company is going to insure all the nut jobs Hoyt Mar 2013 #81

So why are we talking about insurance when you say it won't happen? hack89 Mar 2013 #82

You don't have insurance that covers you if you shoot someone who doesn't deserve it. Hoyt Mar 2013 #86

Insurance companies do not insure criminal acts hack89 Mar 2013 #87

We'll, you can be required to post a bond. Lots of ways to make gun cultists cover Hoyt Mar 2013 #90

When you find a way to make criminals posts bonds, let me know. nt hack89 Mar 2013 #92

Criminals have gins because you guys make it easy for them. Hoyt Mar 2013 #93

ok. nt hack89 Mar 2013 #94

Insurance can cover intentional acts guninsuranceblog Mar 2013 #88

You are suggesting a traditional insurance model, correct? hack89 Mar 2013 #14

If guns are so inherently risky Crunchy Frog Mar 2013 #71

They will insure against accidents or negligence, not deliberate crime hack89 Mar 2013 #72

If a person can't get insurance, they shouldn't be allowed to own. freshwest Mar 2013 #122

You are missing the point. hack89 Mar 2013 #123

What kind of agency covers it? And what did you have to prove to get it? freshwest Mar 2013 #124

It is an umbrella liability policy from the company I get all my insurance from. hack89 Mar 2013 #125

Sounds like car or homeowners and not what I'm talking about. If it doesn't cover at the limits freshwest Mar 2013 #126

You are not making much sense here hack89 Mar 2013 #127

I'm not in the mood for this. Have a nice weekend. freshwest Mar 2013 #128

Same to you. nt hack89 Mar 2013 #129

Just don't call it insurance cosmicone Mar 2013 #89

Why not put that burden on those that shoot other people? hack89 Mar 2013 #91

Because most of them are losers cosmicone Mar 2013 #115

Why are you afraid of being forced to be responsable? baldguy Mar 2013 #97

I have liability insurance for my guns. hack89 Mar 2013 #98

And how much of your premium goes to fund the medical costs of gun violence Americans pay for? baldguy Mar 2013 #104

That is not how insurance works. hack89 Mar 2013 #107

This would raise billions for the NRA hack89 Mar 2013 #23

I'm fine with that Crunchy Frog Mar 2013 #73

But it won't work the way you want if insurance companies treat gun owners like other customers hack89 Mar 2013 #75

Should knife and hammer owners have insurance? Remmah2 Mar 2013 #51

How much risk is associated with them? Crunchy Frog Mar 2013 #74

Knives kill four times as many people than assault weapons hack89 Mar 2013 #78

Drunk drivers kill nearly many people as those murdered by guns too. Remmah2 Mar 2013 #85

You are lying. baldguy Mar 2013 #99

Knives 13% Rifles 3 %. You just proved my statement. hack89 Mar 2013 #100

People who build in flood zones are expected to pay their own way. Robb Mar 2013 #4

Except all tax payers subsidize Federal flood insurance hack89 Mar 2013 #6

That's a two year-old article. Robb Mar 2013 #8

Good. nt hack89 Mar 2013 #12

Raise some of the money Scalded Nun Mar 2013 #9

There are significant Federal taxes on guns and ammo - it goes to environmental projects hack89 Mar 2013 #16

How much, in actual dollar figures, do these "significant" taxes bring in? SunSeeker Mar 2013 #25

I am constantly surprised how little many gun controllers know about our present gun laws. hack89 Mar 2013 #27

I am asking you for a dollar figure for what you mean by "significant" and you resort to insults. SunSeeker Mar 2013 #33

You asked a question you should have known the answer to. nt hack89 Mar 2013 #36

Come on hack, you didn't just make shit up did you? SunSeeker Mar 2013 #39

You asked if there was a special tax on guns and ammo? Remember? nt hack89 Mar 2013 #41

No, I asked "How much, in actual dollar figures, do these "significant" taxes bring in?" SunSeeker Mar 2013 #43

About $3 billion annually in excise and business taxes. hack89 Mar 2013 #44

Ah, so you WERE making shit up. SunSeeker Mar 2013 #50

What did I make up? I just said there was tax revenue that could be diverted. hack89 Mar 2013 #52

You said, "There are significant Federal taxes on guns and ammo - it goes to environmental projects" SunSeeker Mar 2013 #53

You are trying too hard here hack89 Mar 2013 #56

"I had no dollar figure in mind" = "I made shit up" SunSeeker Mar 2013 #61

He's making shit up. baldguy Mar 2013 #101

LOL. Yeah, I think he forgot he wasn't posting in the gungeon. nt SunSeeker Mar 2013 #103

So what did I make up? hack89 Mar 2013 #113

Post # 44: "About $3 billion annually in excise and business taxes." baldguy Mar 2013 #114

You showed me the excise tax. Now show me the business tax. hack89 Mar 2013 #116

It's your number. You prove it. baldguy Mar 2013 #117

So you were lying when you said I made things up. hack89 Mar 2013 #118

I noticed you've offered no proof yet. baldguy Mar 2013 #119

You doubling down? nt hack89 Mar 2013 #120

I am surprised how much gun nuts MoclipsHumptulips Mar 2013 #95

ok. nt hack89 Mar 2013 #96

Welcome to DU, MoclipsHumptulips! SunSeeker Mar 2013 #106

This message was self-deleted by its author hack89 Mar 2013 #28

Special tax - 10% for guns, 11% for ammo. hack89 Mar 2013 #30

And how much does that bring in? SunSeeker Mar 2013 #32

I know it is not enough. Never said it was. hack89 Mar 2013 #35

Try answering the question. nt SunSeeker Mar 2013 #55

$ 3 billion nt hack89 Mar 2013 #58

That is what you said came in from regular federal income/excise taxes. SunSeeker Mar 2013 #62

$500 million nt hack89 Mar 2013 #63

Link(s)? SunSeeker Mar 2013 #65

Sure hack89 Mar 2013 #66

I know the link for Google. Where do you get that $500 M figure? nt SunSeeker Mar 2013 #67

Exactly DallasNE Mar 2013 #20

+1 SunSeeker Mar 2013 #26

10% for gun, 11% for ammo. hack89 Mar 2013 #31

What % tax are the dope, heroin, crack dealers paying? Remmah2 Mar 2013 #45

It's not about violent criminals - its about evil gunz. nt hack89 Mar 2013 #47

Spare Parts Are Not Taxed DallasNE Mar 2013 #68

I would rather tax the criminals that are shooting people hack89 Mar 2013 #69

Unless the criminals are going directly to the popgun factories and stealing them from there, IveWornAHundredPants Mar 2013 #76

No - a straw purchaser is a criminal too. And criminals do steal guns from homes. hack89 Mar 2013 #77

I know criminals steal guns from homes. IveWornAHundredPants Mar 2013 #79

Very seldom is a legal gun owner involve hack89 Mar 2013 #80

We're talking about heavy taxes on guns and ammo. IveWornAHundredPants Mar 2013 #83

Fortunately it is all a pipe dream. hack89 Mar 2013 #84

Not some of the money, ALL of the money. Tax them enough to cover the costs to taxpayers. nt SunSeeker Mar 2013 #24

Lets do the same for alcohol and tobacco while we are at it. hack89 Mar 2013 #29

So you agree? SunSeeker Mar 2013 #37

If you can get it though Congress and the Supreme court then I will willingly pay. nt hack89 Mar 2013 #38

LOL. Well your right wing buddies won't be there forever. nt SunSeeker Mar 2013 #40

How many decades have repukes been expecting Scalia and his buds to overturn Roe v Wade? hack89 Mar 2013 #42

Scalia is getting old. nt SunSeeker Mar 2013 #48

Boy - that really went over your head. nt hack89 Mar 2013 #49

I see you never miss an opportunity for an insult, even when your insult makes no sense. SunSeeker Mar 2013 #54

The point being that the composition of the court is no indication of what they will do. hack89 Mar 2013 #57

I'd say ban alcohol. Remmah2 Mar 2013 #46

If only emergency rooms had more guns, this never would happen. valerief Mar 2013 #11

mark for later rurallib Mar 2013 #17

This is more than offset by the jobs it creates Doctor_J Mar 2013 #18

Fail Gungeoneer fails hard. nt onehandle Mar 2013 #19

K&R SunSeeker Mar 2013 #34

Such small prices to pay for the joy, liberty, and freedom to pack heat and be able to blow others indepat Mar 2013 #59

Time for a special tax on guns Kingofalldems Mar 2013 #60

Gun nuts love their stupid guns more than they love human life jpak Mar 2013 #64

As long as it's other people's children, anyway. baldguy Mar 2013 #102

If we're willing to confront the effect of bad diets, lack of exercise, smoking... CBHagman Mar 2013 #70

104 posts in this thread and I can see like 20 ellisonz Mar 2013 #105

Same here. Gungeoneer fail as usual I would imagine. onehandle Mar 2013 #108

Yep. ellisonz Mar 2013 #112

aw, it's just the usual paranoid gun nuts Skittles Mar 2013 #109

Yeah, it's pretty hilarious when hack gets nailed for making shit up. nt SunSeeker Mar 2013 #110

What a surprise! ellisonz Mar 2013 #111

So end the War on Drugs already davepc Mar 2013 #121