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In reply to the discussion: UPS to drop 15,000 spouses from insurance, cites ObamaCare [View all]woodsprite
(12,585 posts)Before "Obamacare" was ever thought of. It sucks because it was well known that they didn't pay well, but the benefits would make up for it. Now, not so much.
I'm one of the lucky ones where both hubby and I are covered by the state plans because of our jobs. It means that it's cheaper for them to cover us under a state "family" plan than it is to cover us as 2 single employees. Most other people are not so lucky. If you have a spouse that works for a non-state entity and has full benefits, the state figures you're covered so they can reduce their payout. Losing a job etc, is considered a "life event", so if your spouse loses their job or benefits, you can enroll back in the state plan at any time and not wait for the open enrollment period.