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In reply to the discussion: New England Journal Of Medicine: 20 Million Covered Under Obamacare [View all]pnwmom
(110,174 posts)And without the ACA, you might not have been able to purchase ANY individual insurance.
It's true that your policy now isn't as good as your old one. But your old policy was linked to your old job, and you couldn't keep it.
And I agree that Medicare-for-all would be better than the ACA. But Medicare-for-all wasn't an option. Even a public option wasnt possible after Ted Kennedy died. The votes weren't there. We barely got the ACA through Congress. But it's the Rethugs in Congress that stopped us from getting more, not the Dems or Obama.
So, yes, you ARE better off with Obamacare. You have a policy that's not great, but it's better than what you would have had before the ACA was passed. You have a policy with no yearly or lifetime limits that won't be cancelled if you get sick or lose another job.