Recovery threatened by runaway student loan debt

[Orrex]

51. I'm not making it "all about me"

Unless you think that I'm personally carrying $1T in student loan debt. Apparently all of those thousands of individuals are lazy and irresponsible, so fuck 'em because they deserve what they get.

Do you accept that predatory lenders and hard-charging colleges bear no responsibility for this debacle? The entirety of the situation weighs on the backs of those former 18-year-olds who lacked your atypical economic foresight and guidance?

You realize you are trying to defend people that you claim blindly followed slogans without looking into it.

On the contrary, I'm asserting--correctly--that young and vulnerable high school students were steered awry by people that they should have been able to trust--guidance counselors and parents and educators, not to mention the predatory lenders and universities eager to scoop up barrels of cash and to hell with the value of the degree offered in return. Nope. None of these people are at fault--the ill-advised 18-year-old is solely and exclusively responsible.

Any school that has exaggerated the earning/employability potential of its degrees bears responsibility for the mountain of loan debt. Any lender that has misrepresented the ease of repayment bears responsibility.

If I'd accidentally killed someone on the same date that I signed my student loans, it's likely that I would already have fulfilled my debt to society, but you seem to think that the ill-advised stroke of a pen is worthy of a lifetime of economic suffering.


Your smug and self-righteous attitude frankly disgusts me.

By the way, do you read every word of every user's agreement agreement that you click to accept? Did you read every word of your cellphone agreement? Did you read every word of DU's terms of service? If you claim yes to all of these, I simply don't believe you, and we can conclude this discussion.

Further, we're not even talking about the mortgage that you read from cover to cover--which I also don't believe--we're talking about a loan that is uniquely inescapable for no good reason at all. Let student loan debt be subject to bankruptcy, and then we can talk about their equivalency to other debt instruments.