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In reply to the discussion: Obama: US public not misled on health care law [View all]Cha
(297,123 posts)4. Except that was an insurance scam and a lie propagated by the rwingers..
How "ObamaCare Cancelled Your Plan" is really an Insurance Co Scam to Rip You Off
snip//
However, Talking Points Memo has a story up today that all of us need to see, bookmark and start forwarding to each and every media outlet that continues to claim that the ACA has "Cancelled" anyones Insurance Plan.
Because it hasn't, that is A LIE - Obamacare didn't Cancel their plan.
Plans that were in place since March of 2010 (prior to the Affordable Care Act) were "Grandfathered" and excluded from many of the laws requirements so that they wouldn't be cancelled. ObamaCare doesn't FORCE those plans to remain, but it doesn't FORCE them to be cancelled either. TPM reports now that the Insurance Companies themselves have deliberately sent out these cancellation notices, along with automatic renewals into higher rate plans before Oct 1st as a means of preventing people from Shopping on the Exchange and finding better, cheaper plans.
In short, this is all an Insurance Industry Scam to gouge their customers, blame Obamacare for it, and prevent them from taking advantage of improved coverage and savings that the ACA actually provides.
MOre
http://www.dailykos.com/story/2013/11/04/1252957/-How-ObamaCare-Cancelled-Your-Plan-is-really-an-Insurance-Co-Scam-to-Rip-You-Off#
Special Investigation: How Insurers Are Hiding Obamacare Benefits From Customers
Donna received the letter canceling her insurance plan on Sept. 16. Her insurance company, LifeWise of Washington, told her that they'd identified a new plan for her. If she did nothing, she'd be covered.
A 56-year-old Seattle resident with a 57-year-old husband and 15-year-old daughter, Donna had been looking forward to the savings that the Affordable Care Act had to offer.
But that's not what she found. Instead, she'd be paying an additional $300 a month for coverage. The letter made no mention of the health insurance marketplace that would soon open in Washington, where she could shop for competitive plans, and only an oblique reference to financial help that she might qualify for, if she made the effort to call and find out.
RELATED: What Really Happens To People Whose Insurance Is 'Canceled' Because Of Obamacare
Otherwise, she'd be automatically rolled over to a new plan -- and, as the letter said, "If you're happy with this plan, do nothing." and accessed tax credits at the heart of the health care reform law.
If Donna had done nothing, she would have ended up spending about $1,000 more a month for insurance than she will now that she went to the marketplace, picked the best plan for her family and accessed tax credits at the heart of the health care reform law...
MOre..
http://talkingpointsmemo.com/dc/insurance-companies-misleading-letters-obamacare
snip//
However, Talking Points Memo has a story up today that all of us need to see, bookmark and start forwarding to each and every media outlet that continues to claim that the ACA has "Cancelled" anyones Insurance Plan.
Because it hasn't, that is A LIE - Obamacare didn't Cancel their plan.
Plans that were in place since March of 2010 (prior to the Affordable Care Act) were "Grandfathered" and excluded from many of the laws requirements so that they wouldn't be cancelled. ObamaCare doesn't FORCE those plans to remain, but it doesn't FORCE them to be cancelled either. TPM reports now that the Insurance Companies themselves have deliberately sent out these cancellation notices, along with automatic renewals into higher rate plans before Oct 1st as a means of preventing people from Shopping on the Exchange and finding better, cheaper plans.
In short, this is all an Insurance Industry Scam to gouge their customers, blame Obamacare for it, and prevent them from taking advantage of improved coverage and savings that the ACA actually provides.
MOre
http://www.dailykos.com/story/2013/11/04/1252957/-How-ObamaCare-Cancelled-Your-Plan-is-really-an-Insurance-Co-Scam-to-Rip-You-Off#
Special Investigation: How Insurers Are Hiding Obamacare Benefits From Customers
Donna received the letter canceling her insurance plan on Sept. 16. Her insurance company, LifeWise of Washington, told her that they'd identified a new plan for her. If she did nothing, she'd be covered.
A 56-year-old Seattle resident with a 57-year-old husband and 15-year-old daughter, Donna had been looking forward to the savings that the Affordable Care Act had to offer.
But that's not what she found. Instead, she'd be paying an additional $300 a month for coverage. The letter made no mention of the health insurance marketplace that would soon open in Washington, where she could shop for competitive plans, and only an oblique reference to financial help that she might qualify for, if she made the effort to call and find out.
RELATED: What Really Happens To People Whose Insurance Is 'Canceled' Because Of Obamacare
Otherwise, she'd be automatically rolled over to a new plan -- and, as the letter said, "If you're happy with this plan, do nothing." and accessed tax credits at the heart of the health care reform law.
If Donna had done nothing, she would have ended up spending about $1,000 more a month for insurance than she will now that she went to the marketplace, picked the best plan for her family and accessed tax credits at the heart of the health care reform law...
MOre..
http://talkingpointsmemo.com/dc/insurance-companies-misleading-letters-obamacare
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These same plans often do pay for problems that only men have so I do think it is discrimination.
jwirr
Nov 2014
#34
The point is that we should not have women or men only health care plans. It is totally insane to
jwirr
Nov 2014
#38
All your words do not negate the President's. He used the definite "YOU CAN," not "YOU MIGHT."
WinkyDink
Nov 2014
#8
Why do folks not understand the insurance companies are less their friends than government, that
Fred Sanders
Nov 2014
#15
Because some want a chance to call the President a liar.. when nothing could be further from
Cha
Nov 2014
#16
Perhaps for the same reason that some people don't understand that "Obamacare" left a good bit our
hughee99
Nov 2014
#46
I would bet you that about 99% of the people that had insurance before ACA became Law
Bandit
Nov 2014
#14
They are telling us to go back to the exchange and comparitive shop for a better plan. Have you?
jwirr
Nov 2014
#24
That is funny. I am working with a woman who got to keep her old useless plan. They have sent her
jwirr
Nov 2014
#19
Welcome, we need to work together on things in this group if we are to accomplish anything.
jwirr
Nov 2014
#59
"But here’s the dirty little secret: Mr. Gruber was exposing something sordid yet completely commonp
riversedge
Nov 2014
#2
Good explanation. GOPers obviously want to kill the little progress that's been made
groundloop
Nov 2014
#12
That's the thing, voters are ignorant of how Washington works, or doesn't as the case may be.
Dustlawyer
Nov 2014
#26
It was. It was not fully understood, few laws are. Hardly revolutionary, just more RW propaganda.
Fred Sanders
Nov 2014
#17
That is precisely the same argument JP Morgan used to fuck over the American people with all their
jtuck004
Nov 2014
#37
Providing health care for others and personal greed....not the same thing.
Fred Sanders
Nov 2014
#50
It was not the transparency that is the problem. The bill is far too complicated and hard to
jwirr
Nov 2014
#25
I have both Medicare and Medicaid and they are very easy to sign up for and use. I think the
jwirr
Nov 2014
#35
True, but still the difference between the different supplemental group coverages and costs, Plan A
still_one
Nov 2014
#42
I think you've hit the nail on the head. One should not need a Ph.D. in public policy
KingCharlemagne
Nov 2014
#33
True, but even health insurance reform is a big deal. People who could not get coverage before, at
still_one
Nov 2014
#44
I agree with Gruber as far as voters being stupid as if they werent stupid
cstanleytech
Nov 2014
#53
The American public has been mislead, by the GOP, they are still passing around the "death panel"
Thinkingabout
Nov 2014
#55