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In reply to the discussion: Mentally ill flood ER as states cut services [View all]CoffeeCat
(24,411 posts)My husband became unemployed in August and we had to purchase our own health
insurance. The hefty bill was $600 per month. That's a lot of dough when you are
now unemployed.
As the insurance salesperson was explaining our policy choices, he said that most policies
do not cover mental-health services or addiction counseling.
My jaw nearly dropped to the floor. How in the hell could insurance companies do that to
people? Mental-health care is some grand luxury that isn't even covered by a health-insurance
policy? These corporations make me so angry. People like us, who are laid off and buying
insurance policies are on their own--often face depression, stress and other issues related
to being uninsured. And these corporations have decided that you'll pay $600 per month, but
mental-health services or any sort of counseling and therapy--is not covered.
It is outrageous. It is unfair.
We all watch the charts and graphs--which clearly show that the middle class and the upper middle
classes are in a vice grip--while the upper classes are doing very well. One in two Americans
lives in poverty. Real unemployment is around 20 percent. Food prices are astronomical and nearly
10 percent of our incomes go toward gasoline. We are being extracted.
And what do the powers-that-be do in the middle of all of this? The cut mental health services
and the companies that provide insurance don't include any sort of mental-health relief in their
policies.
If you wanted to concoct the downfall of the middle class--and cause them untold pain and suffering
and then further torture them by denying them any sort of help in a horrendously stressful situation--the reality we see today---is what you would create.
Anyone who thinks this is all one big coincidence or accident, is fooling themselves. They're
trying to harm us.