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Doctor_J

(36,392 posts)

14. The entire premise of Heritage Care was to place the cost burden on middle/working class people

Reply to antigop (Original post)

Tue Jan 6, 2015, 11:38 AM

Jan 2015

Big Insurance was of course the huge winner, and a relative handful of really needy people finally got health insurance. As usual working stiffs got pummeled. My annual out of pocket max is now nearly 1/4 of my take-home pay.

We were scammed not only by the Heritage plan itself, but by the fact that SP is now officially dead.

BTW the next thing on the horizon is probably the de facto "Affordable Education Act". They won't call it that because of the distaste for the ACA, but some scheme that forces us into for-profit education is next. Luckily SS is still off the table for now.

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Dilemma over deductibles: Costs crippling middle class [View all] antigop Jan 2015 OP

What is an average deductible for an average worker now? napi21 Jan 2015 #1

Last year from my husband's work, it was $2K/individual, $4K family. Roselma Jan 2015 #7

Mine is $6k BrotherIvan Jan 2015 #10

Mine is now $8300 for me & spouse. Basically 1/4 of my take-home Doctor_J Jan 2015 #15

Yes, it's funny BrotherIvan Jan 2015 #16

Deductible amounts of over $1000 for the last four years really hurts when it Thinkingabout Jan 2015 #2

I have a Medicare supplemental policy...costs me $220 a month. But I pay no CTyankee Jan 2015 #28

I was on a retirement benefit and that was the plan, since then we have been placed with AON Thinkingabout Jan 2015 #30

This has to be B.S. Sopkoviak Jan 2015 #3

I can afford the premiums. That's something. Roselma Jan 2015 #8

Is this sarcasm? BrotherIvan Jan 2015 #11

you're joking, right? magical thyme Jan 2015 #23

My DH covers us both and for a family plan the deductible is $6k - which is outrageous IMNSHO Hestia Jan 2015 #4

Yes at least in many cases HSA use it or lose it. Find out your specifics lunasun Jan 2015 #5

You're thinking of FSA's R.A. Ganoush Jan 2015 #27

There are different HSA's. Some are used like 401K's Roselma Jan 2015 #6

people that HAD insurance are now political lepers and have to be punished. quadrature Jan 2015 #9

And until we get single payer... Paka Jan 2015 #12

+1 area51 Jan 2015 #22

Most Americans only know English. Erich Bloodaxe BSN Jan 2015 #26

When I bought my insurance, I was told my deductible was $6,000. But when I 1monster Jan 2015 #13

The entire premise of Heritage Care was to place the cost burden on middle/working class people Doctor_J Jan 2015 #14

I read all the responses to my question about the deductible costs, and I'm shocked! napi21 Jan 2015 #17

Cartoon: Costly Insurance Deductibles antigop Jan 2015 #18

Very good article OhioChick Jan 2015 #19

as I repeatedly have stated...it doesn't do you any good to have insurance you can't afford to use. antigop Jan 2015 #20

Isn't that the truth! n/t OhioChick Jan 2015 #21

And the Democrats own it 100%, not a single Republican vote for Heritage Care Fumesucker Jan 2015 #24

I avoid "health care" for two reasons: bemildred Jan 2015 #25

Message auto-removed Name removed Jan 2015 #29

This is why the ACA doesn't cut it. Maedhros Jan 2015 #31

as I repeatedly have stated...it doesn't do you any good to have insurance you can't afford to use. antigop Jan 2015 #32

Force-placed insurance, at that. [n/t] Maedhros Jan 2015 #33

Message auto-removed Name removed Jan 2015 #34

What's with the Kos hate? [n/t] Maedhros Jan 2015 #35