Here is the Truth: Medicare Advantage Is Neither Medicare Nor an Advantage

[Zorro]

43. We pay no monthly premium for our MA plan

It's not that unusual.

Many of the complaints I read center on how people won't be able to see any doctor anywhere who takes Medicare; but I wonder -- realistically, does one really want to see any doctor anywhere, or their primary care physician? It may matter in an emergency away from home, but my MA plan states that it will reimburse for valid emergency treatments outside their network (just as many employer health plans do).

I also wonder just how many people who claim MA plans are a "scam" actually are Medicare-eligible and have made the decision to stay only with Medicare Plan B and forego either Medicare Part C (Medicare Advantage) or an alternative Medigap insurance plan plus Medicare Part D (prescription drug plan). People in different situations may choose different solutions, but our MA plan really is outstanding.