Be Not Fooled, Insurance Companies Still Gaming the System

[enlightenment]

1. Absolutely no surprise.

The author of the article sums it up perfectly here:

Health insurance is not healthcare. Health insurance is a financial product sold to you and to me to protect our health and our wealth which may well do neither thing. Health insurance companies do not exist to make you healthy but to make their stockholders wealthy. If you think otherwise, you are not understanding the fundamentals of corporate life or the laws governing what corporate CEOs are to do for their primary customers – their shareholders.

So, if required to provide more actual care that might reduce actual profits, what’s a good health insurance executive to do? Well, go to work changing what qualifies as actual healthcare under the new rules and then find ways to make even more money by providing that while denying more real healthcare services. And that’s exactly what is being done to you and to me.

This is precisely what the insurance companies have been doing since the first word of the debate on the ACA was uttered; raising premiums so they would be grandfathered in 2014 and inventing things like these 'programs' that only improve the 'health' of their bottom line.