Ring of Fire: The Next Foreclosure Nightmare is Here

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6. Madmiddle, you stated that HSBC bought your mortgage.

Have they told you they own your loan? Was there an Assignment of Mortgage to HSBC filed in the land records?

Who was the loan originator?

Have you checked these look up tools?

You can use the first 7 digits of your MERS MIN here: http://www.mersinc.org/about-us/member-search to identify the party that entered your loan in the MERS system. Does that party appear in your land records?

Do you know if Vermont is a must record state like Pennsylvania?

The MERS lookup tool, use the entire MERS MIN: https://www.mers-servicerid.org/sis/index.jsp

The servicer will be revealed and with additional information entered, the Investor (owner) may be revealed.

Fannie Mae lookup tool: https://knowyouroptions.com/loanlookup

Freddie Mac lookup tool: https://ww3.freddiemac.com/loanlookup/?intcmp=AHKYLL

Does Fannie or Freddie own your loan? Do they appear in your land records?

If there is an Assignment filed on your property, is it signed by an alleged officer of MERS? What is the date the Assignment was signed?

Do you have an understanding of securitized mortgage loans and how they differ from traditional mortgage loans?

I've asked these questions because I doubt that HSBC owns your loan.