to living in their car. We realize this and try to be very mindful of how we spend our money. We don't really have a savings, but our house is paid off and our taxes are the first thing that gets paid with our tax refund. I still say that people want there to be some reason for someone being homeless that isn't just about losing a job or not being able to pay the bills. It makes them feel safer where they are. But they aren't safer.... and deep down I think they realize that.