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dixiegrrrrl

(60,138 posts)
19. You just made me think
Thu Apr 28, 2022, 10:41 PM
Apr 2022

who IS the bank sending $150 to?

The store simply sends the receipt totals to the bank, then collects the money owed for the card charges. It's automatic,computerized.

I'm thinking maybe the store chain might be getting hacked. too many reports like mine to the bank for the same date/area would be showing up at the bank's end. The bank obviously has to be talking with the store about the reports, alerting them.

I guess a smart hacker could be adding the fake charge into the computer code that goes to the bank, the bank
pays it, the hacker can change the amount that goes back to the store, so both places see the same amount going
in and out, and the fake amount disappears into another account somewhere.
We don't know if a few grand didn't show up in hundreds of account statements, all for the same date, most weren't caught perhaps.
Has to be a lot of money involved in a lot of hacks in a lot of places tho. Otherwise not worth it.

A hacker could be hitting one place, then moving on to another store in the chain, It would take some time for all the stores to realize the problem.

Recommendations

0 members have recommended this reply (displayed in chronological order):

People have these machines nowadays Haggard Celine Apr 2022 #1
This message was self-deleted by its author Chin music Apr 2022 #2
UPDATED TO CONFIRM dixiegrrrrl Apr 2022 #3
Somewhere I read advice not to have debit cards bucolic_frolic Apr 2022 #4
Assuming they somehow got the number dixiegrrrrl Apr 2022 #5
So the origin of the false charges are outside the store bucolic_frolic Apr 2022 #7
FDIC deals with damages/refunds dixiegrrrrl Apr 2022 #15
but how is the charge 'spoofed' to the grocery store stopdiggin Apr 2022 #6
the bank was very tight lipped. dixiegrrrrl Apr 2022 #14
You just made me think dixiegrrrrl Apr 2022 #19
Similar thing happened to me, and took a while to figure out the scam. Irish_Dem Apr 2022 #8
You made me remember... dixiegrrrrl Apr 2022 #12
$150 is a big error in your recent situation. Irish_Dem Apr 2022 #17
Hmmmm....that's a possibility. dixiegrrrrl Apr 2022 #13
Yes exactly. Lots of new, young, inexperienced cashiers. Irish_Dem Apr 2022 #18
Should be reported to the police. It may be happening to others. Tomconroy Apr 2022 #9
I'm also unsure, Corgigal Apr 2022 #10
but the charge is showing up as the grocery store stopdiggin Apr 2022 #20
Thought OP said there were two $150 charges?, one valid Laura PourMeADrink Apr 2022 #22
the grocery store did not show stopdiggin Apr 2022 #23
Ya not sure what "till records are". If just the cashier records Laura PourMeADrink Apr 2022 #24
and you and I BOTH agree stopdiggin Apr 2022 #25
I'm not surprised. A few months ago I received notice Fla Dem Apr 2022 #11
off topic... dixiegrrrrl Apr 2022 #16
Yes, this was done as a angry reaction with no thought. Here's a thread I found very informative. Fla Dem Apr 2022 #21
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