I'm very thankful for my job.

[RebelOne]

3. Bertha, you are very fortunate to have a job in these hard times.

I know of so many people that have been laid off, including me. I was laid off my job in 2010. The company was downsizing and eliminated my position. I was the only copy editor for outdoors magazines distributed across the U.S. I was devastated because I knew that those magazines would be going out with a multitude of errors. I was glad my name was not in the mastheads of these magazines any longer. I leafed through the Georgia issue (where I live) and was appalled at all the mistakes.

And yes, I did take my job for granted because I thought I was indispensable.

But the company gave me a very generous severance pay package. I was already past retirement age and collecting social security. So I just decided to retire.

Fortunately, I have some savings, but not enough. That's why I continued to work. I wanted to build up more money in my 401K.