Sorry to bug you I am having a really tough night

[Kali]

13. do you need to have both cars registered at htis time?

we have several vehicles sitting around but only one is registered (and more importantly to me, insured - I will stall on registering for several months and pay late fees if I have to but always keep my insurance up on the one we drive in public)

You are not alone, know that. There is no shame in what you are going through. Be good to yourself, your kids will be fine if the important stuff is there - showing them how to get throught this is more important than paying for fancy haircuts. Figure out how to do it "yourself" there are you tube videos I am positive for showing how to do basic hair cuts - if not there books at the library that will.

there is a frugal living group here, do you know about it?

anyway you came for support and I am giving "helpful" hints, sorry. It feels awful to say no to our kids for ANY reason. But really they can handle it and it will be OK. If you had all the money in the world there would still be something out of reach you couldn't afford that would make you feel the same way. Trust me, the urge to provide for them is that strong. Love them, spend time with them - share the burden with them a little - LET them help, even if it is just not receiving big xmas gifts. They will be better human beings for it. Thank them for their maturity.

It will be alright. I promise.