We've just been royally screwed by my husband's employer and health insurance co.

[whistler162]

30. Seems the quick answer on setting up a HSA

is to contact a local finacial institute, likely your bank or credit union, and see if it is a IRS-qualified institution.

https://www.medmutual.com/For-Individuals-and-Families/Health-Insurance-Education/Health-Insurance-Basics/FAQs-on-Health-Savings-Accounts.aspx

"How much can I contribute to my Health Savings Account (HSA)?
As of 2014, the annual contribution limit for single tax filers for an HSA is $3,300. If you file taxes as a family, it is $6,550. You can make contributions up until April 15 of the following year. Filers over the age of 55 may add an additional $1,000 toward the annual contribution.

What are the catch-up contribution provisions?
As of 2014, the catch-up provision for those over 55 remains at $1000.

Who will administer my HSA?
Since the Health Savings Account is set up separate from your qualified high deductible health plan, you can choose any qualified, IRS-approved institution, such as a bank or credit union, can administer your Health Savings Account. Please keep in mind that setting up your HSA account and funding it is entirely your responsibility, and cannot be done through your health insurance provider."