My car insurance costs $11,000 a year!

[avebury]

36. No. Kick him off your insurance policy.

If wants to drive, let him get his own car insurance.

I know from personal experience that enabling an adult child does not always end well. I had a step son who was totally incapable of taking care of himself and the trouble he continually got himself into would make what your son is doing pale in comparison. He really needed to be in some type of residential facility where he could have undergone regular psych counseling while encouraged to take the steps to be a self sufficient adult. His dad, who perpetually enabled his son, was rarely around because he worked out in the oil field. I was left having to deal with this kid (of legal age) and my hands were tied with how to deal with him. I finally just moved out and got a place of my own. The only control I had in the situation was of myself and walking away from the whole situation. I never regretted it one bit. He committed suicide three weeks after I moved out, over a girl that was not worth the time of day. It was totally predictable based upon his behavioral pattern and the fact that his father was in total denial.