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mackerel

(4,412 posts)

47. He needs 3 good clean years of no points to lower the rate. Maybe also

Tue Aug 25, 2015, 12:11 AM

Aug 2015

shop around. I know you might not want to do this but you might need to get him to pay more towards something to offset the costs. Sometimes it's good hard work that is the best therapy for severe depression and grieving.

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My car insurance costs $11,000 a year! [View all] annabanana Aug 2015 OP

I would use the rent that he's paying you noamnety Aug 2015 #1

His resources are negligible annabanana Aug 2015 #7

You are enabling him. noamnety Aug 2015 #10

tickets, fees and public transportation . . annabanana Aug 2015 #12

Nope. noamnety Aug 2015 #14

No. Kick him off your insurance policy. avebury Aug 2015 #36

He killed himself during this time and you did not regret it? Snobblevitch Aug 2015 #49

You were not there to see what all happened with this kid. avebury Aug 2015 #50

I'm really sorry you had to go through all this. noamnety Aug 2015 #56

But your post certainly implies it. nt raccoon Aug 2015 #51

Bicycle then. Or a moped at best. alphafemale Aug 2015 #37

Make him pay for his own insurance. He got the tickets, why should you suffer and why is he even on underahedgerow Aug 2015 #2

He is staying afloat on the ticket fees, suspension fees, and public transportation costs... annabanana Aug 2015 #8

then he does'nt drive blueknight Aug 2015 #35

unfortunately annabanana Aug 2015 #11

Take him off your insurance and don't let him drive your car. Fla Dem Aug 2015 #3

I completely agree with not letting him drive your car. noamnety Aug 2015 #5

If he lives in my house, and has a license, he's on my insurance. annabanana Aug 2015 #6

Have you made it clear to him noamnety Aug 2015 #13

The diff is about $5k per annum annabanana Aug 2015 #15

If he's living with your for free (I'm guessing) noamnety Aug 2015 #17

I can add it to his student loan, I guess. . .n/t annabanana Aug 2015 #19

Huh? So if you took in a roommate, they'd be on your insurance? That doesn't seem right. nt MADem Aug 2015 #53

Mine went up to $7K a year when my son was 17. iscooterliberally Aug 2015 #4

You're not in NY, are you?. . .n/t annabanana Aug 2015 #9

No, I'm down in Florida. n/t iscooterliberally Aug 2015 #28

My foolish adult daughter living at home racked up a couple DUI's once upon a time. Sedona Aug 2015 #16

I have insurance companies on speed-dial annabanana Aug 2015 #18

I know you want to help. oldandhappy Aug 2015 #20

Surrender his license? n/t Chan790 Aug 2015 #21

This seems like the most do-able. annabanana Aug 2015 #26

Maybe a conversation with your son, to this effect: The Velveteen Ocelot Aug 2015 #22

Ask the insurance company if there is something you can do csziggy Aug 2015 #23

don't just call your insurance company, call all their competitors Amishman Aug 2015 #24

better yet noamnety Aug 2015 #25

not for long island, i'm afraid. . . . n/t annabanana Aug 2015 #27

no advice here NJCher Aug 2015 #29

Yes, show your son the local bus schedule and tell him to use that until he can afford his own LynneSin Aug 2015 #30

He has stopped driving like this annabanana Aug 2015 #31

It really doesn't matter at this point. noamnety Aug 2015 #32

Unfortunately it takes 3 years for each ticket to fall off of your insurance LynneSin Aug 2015 #34

26 year olds should pay their own insurance taught_me_patience Aug 2015 #33

If he's not actually driving your vehicle, Joe Shlabotnik Aug 2015 #38

In Canada, isn't insurance included with the vehicle inspection fee? Art_from_Ark Aug 2015 #39

Only commercial vehicles Joe Shlabotnik Aug 2015 #41

I may be a little confused Art_from_Ark Aug 2015 #42

BC has provincially run insurance I believe, Joe Shlabotnik Aug 2015 #44

Pretty sure tag renewal and insurance are together in BC. laundry_queen Aug 2015 #46

Basic insurance has to be with ICBC u4ic Aug 2015 #55

ICBC is dependent on a passed vehicle inspection u4ic Aug 2015 #54

It may be cheaper to get a room for rent on Craigslist then. alphafemale Aug 2015 #40

Choices. Bus pass would save about $10,500/year PowerToThePeople Aug 2015 #43

holy.Moly! Liberal_in_LA Aug 2015 #45

He needs 3 good clean years of no points to lower the rate. Maybe also mackerel Aug 2015 #47

Definitely agree on the good hard work as therapy. Part of the difficulty with grief is the sense DebJ Aug 2015 #48

Make him get his own damn insurance. Or ride a bike. MADem Aug 2015 #52