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BlueCollar

(3,859 posts)

28. Consider Credit Union financing

Reply to retrowire (Original post)

Sat Jan 2, 2016, 04:56 AM

Jan 2016

Unless you are VA eligible. Take your time and check back in.

There are forums here on DU about Doing it yourself. You might surf some of those threads to give you some ideas about you might be looking at.

Good luck and remember the saying...

"Time spent in reconnaissance is seldom wasted"

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I am about to be a first time homeowner. [View all] retrowire Dec 2015 OP

first congratulations hollysmom Dec 2015 #1

For each home that I've bought, and even those I've had built, I used a pre-buy inspector Major Nikon Dec 2015 #2

They are not too costly, either. Tobin S. Dec 2015 #4

OMG Kali Dec 2015 #3

NO nt retrowire Dec 2015 #16

Definitely make any offer contingent upon a home inspection. mnhtnbb Dec 2015 #5

My number ONE tip for EVERY homebuyer; pay attention, this really is very underahedgerow Dec 2015 #6

Home Buyer's Warranty is negotiated. Lars39 Dec 2015 #9

That's true. I had the great fortune to have an awesome Escrow agent who did all the hard work for underahedgerow Dec 2015 #10

A good agent can make all the difference. Lars39 Dec 2015 #13

Have fun looking! First of all, make a list of neighborhoods you are interested in. Then make a list livetohike Dec 2015 #7

I found some very handy tips before buying this place, they worked out great. dixiegrrrrl Dec 2015 #8

We just bought a house last month and got a lower interest rate by escrowing our taxes and insurance seaglass Jan 2016 #21

I would love to know who is servicing your mortgage. dixiegrrrrl Jan 2016 #23

We deal with a Mortgage company, not a traditional bank. We are expecting that the loan will be seaglass Jan 2016 #27

Interview several real estate agents LiberalEsto Dec 2015 #11

Message auto-removed Name removed Dec 2015 #12

I'm guessing you aren't in CA! PasadenaTrudy Dec 2015 #14

NC East Coast! :D retrowire Dec 2015 #15

If you can't put down 20% TexasBushwhacker Dec 2015 #17

Enjoy! and congratsl Good to have your own roof. oldandhappy Dec 2015 #18

I agree about the inspection. Blue_In_AK Dec 2015 #19

The biggest thing that you can't change is the location mythology Dec 2015 #20

My parents bought a home and after moving in, discovered NONE of the windows opened. DebJ Jan 2016 #22

I haven't read the entire thread but here's my two cents.... steve2470 Jan 2016 #24

You don't mention kids,but you may want to check out the local schools - hedgehog Jan 2016 #25

Remember..it's your purchase. Don't let realtor pressure you Liberal_in_LA Jan 2016 #26

Consider Credit Union financing BlueCollar Jan 2016 #28

Just, congratulations! My Good Babushka Jan 2016 #29

Pre home purchase inspection! and have a scope of the sewer/water lines (trees need water) irisblue Jan 2016 #30

Don't overspend jehop61 Jan 2016 #31