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In reply to the discussion: hubby and I are planning to go into Assisted Living. [View all]SaveOurDemocracy
(4,565 posts)Many "Retirement" "Lifecare" communities have multiple options to fit different needs.
My MIL and parents started in independent living (cottage or condo/apt). The nice thing about this option is a larger living space. It costs more up front, but a percentage is returned to you, or the estate, when it is resold. Also, you can choose to hire someone to come in daily, or a few days a week, to assist with ADL (activities of daily living) ... bathing, laundry, shopping.
My concern is that, although hubby may need some assistance, you may not be happy living in an assisted living setting long term.
The nice thing about communities that have different levels of care on the same "campus" is that, down the road, when one partner needs assisted or skilled nursing care the other partner can spend all day with them, if they choose.
Let me state that as I have no idea what type of an assisted living facility you're considering, or what your financial situation may allow, none of what I've said above may apply. I just know this is a major life decision and you want to consider it carefully.
Love and good luck to you and hubby.