My 40 year old son and I live in AZ also. He is on ACA PCIP for his pancreatitis and HBP. He lost his insurance when he lost his job and of course he could not get insurance privately with pre-existing conditions. After being uninsured for 6 months, he got on ACA Pre-Existing Condition Insurance Plan (www.pcip.gov) in July 2010. It's been fantastic. He pays $188 a month (35-44yrs), has $25 co-pays and it includes an RX Plan so he can get his medications that keep him out of the hospital. He kept his same primary care doctor, has seen 2 specialists, had CT scan for pancreatic cyst, and blood tests for tumor markers. We have had no problem with doctors not accepting it. I can't remember how much his CT scans were, but I think they were about $50. He pays $2.50 for generics and something like $9 for his one non-generic prescription. PCIP has no income requirement. It doesn't matter if you make a little or a lot...only that you have a pre-existing condition and have been denied reasonable insurance coverage. He is working now, not making anywhere near what he made before, but is able to afford his monthly payment, co-pays, and RXs. It works just exactly like my Medicare...I don't care if you call it single payer or public option or whatever, but it works and works great. The prices do vary by state and age, and some states have a state plan instead of using the Federal Gov to run it. AZ is using the Federal Government to run theirs and the states using Fed seem to be a little cheaper than the others with their own state run plan.
Hope this is something that can work for you. I'm in love with the part of ObamaCare we've dealt with so far.
I posted the AZ chart from their page here.
Age Monthly Premium Cost
00-18 $104
19-34 $157
35-44 $188
45-54 $240
55+ $334
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