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California

Tumbulu

(6,630 posts)

3. I cannot figure out how to deal with the income

Reply to cbayer (Original post)

Sat Sep 28, 2013, 02:51 AM

Sep 2013

is it last year's or estimate of next years? And if it is last year, they tell me to look on my tax return after the medical insurance deduction, which lowers my income into the medical range. But I have my own farm/business and used to not be eligible for medical because of the farm assets. Any ideas of how to deal with the income when one has wildly fluxuating income year to year?

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coveredca.com - Just went there to do the ACA worksheet. [View all] cbayer Sep 2013 OP

I'll get a Gold plan for less than 1/2 my current COBRA NYC_SKP Sep 2013 #1

I'm going with the Silver I think. cbayer Sep 2013 #2

Do you have any idea if we can drop COBRA before January??? NYC_SKP Oct 2013 #17

I think you have the option to drop COBRA anytime you want. cbayer Oct 2013 #18

The reason I ask is... I want to get an ACA plan at the end of the month and not wait. NYC_SKP Oct 2013 #19

No ACA plan is effective until Jan. 1, regardless of current coverage. Dec. 15 is the filing date. pinto Oct 2013 #20

Using CoveredCa. It was lagging and then started working better. NYC_SKP Oct 2013 #21

I don't think anything's available 'till 1/1. Save for expanded Medi-Cal access. Not sure on that. pinto Oct 2013 #22

Just got it, over the phone, thanks to a man named Osama. NYC_SKP Nov 2013 #24

Congrats! pinto Nov 2013 #25

I haven't had any problems like the ones you describe. cbayer Oct 2013 #23

I cannot figure out how to deal with the income Tumbulu Sep 2013 #3

I heard a story on this and I think there is a formula that lead to a "guestimate" cbayer Sep 2013 #4

It's based on current income SHRED Oct 2013 #15

Those of us who are self employed Tumbulu Oct 2013 #16

If I go with one of the ACA plans... PasadenaTrudy Sep 2013 #5

I would assume, then, that your employer is picking up a chunk of your premium cbayer Sep 2013 #6

No PasadenaTrudy Sep 2013 #8

Are you going to be able to keep your present policy or do you have to switch to one of the cbayer Sep 2013 #9

How old are you? PasadenaTrudy Sep 2013 #10

I am 58 and have been without any kind of insurance for about 8 years. cbayer Sep 2013 #11

My boyfriend PasadenaTrudy Sep 2013 #14

I checked it out and it's great. savalez Sep 2013 #7

How do know where their doctors are? antiquie Sep 2013 #12

For the Blue Insurance companies - savalez Sep 2013 #13