Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

DebJ

(7,699 posts)
6. I don't have a will myself, nor does my husband.
Wed Mar 26, 2014, 11:40 AM
Mar 2014

Since we have a negative net worth, it doesn't seem worth it. Or affordable either. We started over late in life,
and made two big decisions at the same time in 2008, that with 20-20 hindsight did us in: buying a house at
peak of the market (two years into our marriage, we had been renting) and me incurring debt to return to
college for a teaching degree, graduating the year that teachers were laid off by the thousands. House tanked,
severely under water. No job, but college debt (only about $10k but it's killing us because he had to retire
early two years ago.) Our personal property isn't worth squat and no one would want it either: 1500 history
books and my husband's hobby stuff and old furniture. So it really doesn't matter, except for family pictures
and family history stuff I have accrued over the years.

At least as long as Pa intestate law stays the same, and if he passes first (he has chronic kidney disease but I chain smoke), things should work out fine.

BUT I do need to do an Advanced Directive and that sort of thing. Husband should too but he refuses; he
is too terrified to be able to face things head on.

Recommendations

0 members have recommended this reply (displayed in chronological order):

Latest Discussions»Region Forums»North Carolina»I would appreciate some h...»Reply #6