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Pennsylvania

JPZenger

(6,819 posts)

5. Capital Blue Cross was the most expensive

Reply to fencesitter (Reply #4)

Sun Oct 20, 2013, 03:25 PM

Oct 2013

In the current market, if you are young and healthy, a for-profit insurer is usually cheapest. If you or your group are older and have more health problems, Blue Cross is usually your best bet. My employer has mostly older workers, and we pay a bloody fortune for Blue Cross.

On the exchange plans that were listed for the Lehigh Valley, Capital Blue Cross was the most expensive by far. When asked why, they said that the for-profit plans are offering low initial rates in order to capture market share, and then they will increase rates in the future. I don't know if that is true.

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Highlight:

ACA Marketplace in PA, howzit for you? [View all] fencesitter Oct 2013 OP

I'm in Western PA.............. mrmpa Oct 2013 #1

I'd consult a healthcare pro.. fencesitter Oct 2013 #3

Plenty of competition in Lehigh Valley JPZenger Oct 2013 #2

that's what I thought. fencesitter Oct 2013 #4

Capital Blue Cross was the most expensive JPZenger Oct 2013 #5