Economy

DemReadingDU

(16,002 posts)

45. Floods, tornadoes, earthquakes

Wed May 1, 2013, 11:20 AM

May 2013

No hurricanes, but we have felt the wind from hurricane Ike a few years ago. One of the local wineries named their special wine that year 'Windy Ike'.

In 1974, the area had one of the largest tornadoes in Xenia, Ohio. Last year my daughter had a tornado flatten her barn in Clermont County, east of Cincinnati.

Periodically we shake and rattle with earthquakes.

We have several rivers and creeks near us that are prone to flooding. When we bought this house in 1987, the area was not in flood plain. But when we refinanced in 1991, we had to get flood insurance due to rezoning. Only a wee portion of our back property was in the flood plain, and we got the preferred rating of 'X' for low rate flood insurance.

Just yesterday, we received a letter from FEMA that our area has been rezoned again, and we will need to pay higher rate for flood insurance. I did some research and this area has vastly increased the flood plain, and most of this neighborhood in in zone 'AE', and mandatory flood insurance. I am not looking forward to the next bill.

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