Thoughts on when to shift investments

[tortoise1956]

6. Thanks!

I appreciate all the responses to my query. I especially enjoyed the short dissertation on bonds.

I have rebalanced my 401(k) to 90% stocks in 3 funds, 5% in a blended fund and 5% in a high income bond fund. All future investments are going to the last 2 funds. I'll probably rebalance again in 6 months or so, dropping the stocks to 75%, increasing the bond fund to 15% and the blended fund to 10%. All, of course, subject to change without reason...and all of this could change completely if the market decides to jump off a cliff.


In any event, thank you once again for taking the time to answer my questions. I really do appreciate it.