Anyone a customer of Vanguard? Got an email welcoming me to.. 2021 tax season

[Yonnie3]

8. Mine were hung up on tax avoidance and short-term performance

I had some very lean years for taxable income when I could have taken profits nearly tax free. I showed them my spread sheets calculating this and they still argued against such action. They got fired.

I cashed in assets and some of my IRA and paid little tax each year until my income was better. I think that they thought I spent every dollar when I got it like they did. I reinvested it and did very well.

There comes a time in an investor's life when it is time to spend down that portfolio and I found the transition difficult.