Economic survival advice: what would you tell young people these days ?

[jeffrey_pdx]

13. Just from personal experience

Last edited Sat Nov 29, 2014, 03:32 AM - Edit history (1)

If you find yourself with alot of credit card debt, contact a credit couselor. Preferably a non-profit. They can lower your interest rates and instead of getting calls from 3 or 4 companies every month, they set it up so its one bill every month. I just wish I had done it sooner. I just googled it, then checked the Better Business Bureau website to check them out. It took longer than I thought it would, but worth it. They are very thorough.

ETA: If this wasn't clear... it took longer to sign up than I thought, not to pay it off. Like I said, they are thorough. But eventually you budget your money to make the payment. In the same year I paid off my car payment, my outstanding college debt, and my credit card debt. Talk about 3 huge weights off my shoulders.