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jxla

(265 posts)
14. See Change #3 @14:30
Thu Apr 23, 2026, 08:45 PM
Apr 23

⏱ CHAPTERS
00:00 — Something just changed
02:00 — Martin & Carol's $40,600 car story
04:30 — The 1970 threshold nobody indexed
06:30 — CHANGE #1 — The 72-hour senior withdrawal freeze
10:00 — CHANGE #2 — The structuring trap (5 years prison)
14:30 — CHANGE #3 — Crypto, Zelle, Venmo, Cash App
17:30 — CHANGE #4 — Form 8300 penalty explosion
19:30 — CHANGE #5 — The inflation cascade
21:00 — The 5 Protection Moves
24:00 — BONUS: Senior Safe Banking Authorization
25:30 — Free 2026 Retiree Protection Checklist

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