Looking for Mortgage Lender Recommendations

[TygrBright]

3. Seems strange, but there appear to be no local El Norte banks holding their own mortgages any more.

All of the local ones we checked with- Century, Los Alamos, First National of Santa Fe- essentially act as brokers for national lenders. They do not hold their own mortgage products anymore.

I guess that's no longer a 'thing.'

Which is probably also part of the reason why we can't find a lender who will work with us on keeping payments consistent using lump-sum escrow management.

But I still hope. I'd prefer to stay local, but even the "most local" broker we could find, bills out of Oklahoma.

So I'm reconciled to regional or national lenders, but want to stay away from the folksy cobras as far as possible.

wearily,
Bright