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Eleanors38

(18,318 posts)
16. There's a lot of folks on Plan B, and looking at C...
Wed Oct 8, 2014, 11:27 PM
Oct 2014

I took early SS at 63 because with employment prospects running on Empty, to wait for a higher SS payment would have meant chewing up my savings account. So now my savings are shrinking slowly, the IRA is in a fixed eq for another 3.5 yrs, I have no debts, and my Austin house is free & clear. Yeah, I wanted 200k in my IRA (I have half that), and a few more yrs of decent income, but I don't regret my retirement choices so far; besides, if I get some dinky job, it won't affect my SS payment.

And I have no problem buying used clothes, muscling a huge old TV into the house and rigging an older antenna, keeping a 20 yr old delivery van running, and letting the Asian buffet and happy hour serve as a night on the town. And I very much look forward to my deer hunts and resupplying my freezer for another year.

Most people cut old folks some slack when it comes to how and what they purchase, and young folks wouldn't be caught dead dressing well in Austin! BTW, my last job was driving. Driving! And I quit it for reasons obvious to me if to no one else. Good luck. Draw SS, keep your savings intact, find some kind of work.

Latest Discussions»Support Forums»Frugal and Energy Efficient Living»Very strange feelings.»Reply #16