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Health

Warpy

(114,342 posts)

6. You'll have to spend a certain amount out of pocket

Reply to progree (Original post)

Thu Mar 20, 2014, 05:08 PM

Mar 2014

every year. Before the deductible is reached, you'll have to pay 40% of the tab for covered services. After the deductible is reached, you'll pay the cheaper copay until you've reached the maximum for out of pocket expenses for that year, something that would happen with severe accident or catastrophic illness.

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Health insurance fundamentals - deductibles, copays - Help! this makes no sense [View all] progree Mar 2014 OP

Bronze plans are for the very young with little healthcare needs... VanillaRhapsody Mar 2014 #1

I agree. I'm just trying to understand the fundamentals so I can shop wisely amongst progree Mar 2014 #2

Yes...almost everyone should concentrate on Silver or better... VanillaRhapsody Mar 2014 #3

"and a PPO" - this link explains that, and HMO, POS, EPO, ... progree Mar 2014 #9

According to this, whether you have to pay the whole deductible before doing co-pays or valerief Mar 2014 #4

I think our system of regulated private for-profit health insurance sucks, totally sucks, and should Warren Stupidity Mar 2014 #5

Oh Bull! This is fun, Fun, FUN!!! It's waterboarding for the masses! n/t progree Mar 2014 #8

You'll have to spend a certain amount out of pocket Warpy Mar 2014 #6

"Before the deductible is reached, you'll have to pay 40% of the tab" progree Mar 2014 #7

Those of you in New Jersey rocktivity Mar 2014 #10