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Health

IbogaProject

(5,529 posts)

18. If one turned 65 within the last year the rules are different

Reply to KS Toronado (Original post)

Mon Dec 8, 2025, 07:19 PM

Dec 8

It is important to get that coverage but I'm not sure that is part of the open enrollment process. Maybe you need to apply for Midigap coverage directly from Medicare, though the carrier will be private. There will be monthly premiums too.
Sorry if you are one of the first to have coverage messed up after that GOP tax givaway boondogle last summer.

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Lulu KC

21 replies

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Highlight:

Was looking to get a supplement insurance plan to cover the 20% [View all] KS Toronado Dec 8 OP

Do you have a Medicare Advantage plan now? Freddie Dec 8 #1

No those advantage plans are a rip off KS Toronado Dec 8 #3

Good Freddie Dec 8 #5

i use traditional "real" medicare rampartd Dec 8 #9

I have basic Medicare Jilly_in_VA Dec 8 #2

That 20% they don't pay is eating me alive KS Toronado Dec 8 #6

Same here I don't even have prescription drugs Walleye Dec 8 #8

I have traditional with an AARP supplement Freddie Dec 8 #4

I think the supplemental is called Medigap bucolic_frolic Dec 8 #7

Try Farm Bureau Health & call your senior center & council on aging! SheltieLover Dec 8 #10

FWIW....I recently learned that all medical billing is negotiable. anciano Dec 8 #11

I asked my husband, who knows quite a bit about whathehell Dec 8 #12

Unfortunately you are correct Freddie Dec 8 #14

I got 'put on' MA when I first contacted someone to come explain the differences slightlv Dec 8 #13

Don't kill the messenger Lulu KC Dec 8 #15

Oh--but not if you're young enough! Lulu KC Dec 8 #19

check this out Nigrum Cattus Dec 8 #16

I have Plan "N" supplement here in Maryland wolfie001 Dec 8 #17

If one turned 65 within the last year the rules are different IbogaProject Dec 8 #18

I got caught by that pre-existing conditions thing, too, the first time I applied for a Medicare supplement ShazzieB Dec 9 #20

Are you referring to the *Medigap* Open Enrollment Period or the *Medicare* Open Enrollment Period? sl8 Dec 9 #21