I lost my sis last Dec, and she had no will. She had a mortgage, horses, bank accts., retirement benefits, etc. Luckily, she wanted her ex to have her house, and he was her named beneficiary on all of accts and insurance. Still, we had to hire an atty and go through it all. We got her house in me and my brother's names and quitclaimed it to her ex. Two months earlier we had lost our mom and were still sorting through that! It took ten months to complete everything. I'm so glad it is over! I now have my own will and DNR.