2016 Postmortem

antigop

(12,778 posts)

6. They self-insure because IT'S CHEAPER than paying an ins co for underwriting. nt

Reply to Hoyt (Reply #5)

Mon Jan 18, 2016, 04:01 PM

Jan 2016

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Large employers prove Bernie is correct on healthcare [View all] antigop Jan 2016 OP

I think most do it because they can save money by not meeting the requirements of the ACA, etc. Hoyt Jan 2016 #1

bzzzzt...wrong answer. They self-insured LONG before the ACA. nt antigop Jan 2016 #2

And they bypassed state and federal insurance regulations. Hoyt Jan 2016 #3

They self-insure because IT'S CHEAPER. Thanks for the kick. nt antigop Jan 2016 #4

Yeah, they can leave out coverage for autism, etc. Hoyt Jan 2016 #5

They self-insure because IT'S CHEAPER than paying an ins co for underwriting. nt antigop Jan 2016 #6

Yeah it's cheaper if you don't have to cover some services and can Hoyt Jan 2016 #10

"59 percent of private sector workers with health coverage were in self-insured plans in 2011." antigop Jan 2016 #11

and thanks for the kick! nt antigop Jan 2016 #12

it's cheaper because they save on underwriting. nt antigop Jan 2016 #13

So transfering the underwriting risk to the government is going to help? Hoyt Jan 2016 #33

I first got health insurance in 1971 paid by Republic Steel Corporation. Union negotiated benefit. Fuddnik Jan 2016 #53

Health insurance existed before and after the ACA. Skwmom Jan 2016 #8

That is one persistent right wingy voice you have there Trajan Jan 2016 #27

And I'm sure you think Clinton, Krugman, Ted Kennedy (RIP), etc., are all right wingers. Hoyt Jan 2016 #39

You are wrong. They like to spend more money. Skwmom Jan 2016 #7

with the money they save on healthcare, they can pay CEOs more and buyback stock! nt antigop Jan 2016 #9

Seems the point was lost here...the information I took away is that once you remove the paper libdem4life Jan 2016 #14

" complicate, obfuscate, calculate" -- it all goes into underwriting. nt antigop Jan 2016 #15

They may be the worst of all...failed to mention those intrenched fixtures..that get paid very well. libdem4life Jan 2016 #19

and by self-funding, they don't pay insurance companies, except for billing and administration. antigop Jan 2016 #18

I get the argument. leftofcool Jan 2016 #20

I'm glad you have a fortunate insurance plan. But, see, many don't and have no access. libdem4life Jan 2016 #26

"I've got mine" is the Libertarian way. elias49 Jan 2016 #30

One caveat...when it comes to social programs, Rs want them only when they personally need it. libdem4life Jan 2016 #43

I have Kaiser and Medicare and love it. JDPriestly Jan 2016 #31

Kaiser Permanente is a for profit organization. I had them for a number of years in Northern Calif libdem4life Jan 2016 #49

Thanks. Isn't Kaiser doctor owned? It isn't investor owned, is it? JDPriestly Jan 2016 #51

It is definitely not doctor owned. I have no idea who owns it,but don't think it's a 401c3 libdem4life Jan 2016 #54

Well, bully for you! We pay over one-third of our gross income for premiums, Turn CO Blue Jan 2016 #50

Kicked and recommended. Uncle Joe Jan 2016 #16

you're welcome, Uncle Joe. nt antigop Jan 2016 #17

Our health insurance is self funded with the City of Omaha Omaha Steve Jan 2016 #21

thanks, OS! nt antigop Jan 2016 #22

The larger the pool the cheaper the rates.... Spitfire of ATJ Jan 2016 #23

Everybody in the pool! nt antigop Jan 2016 #24

In my last job my employer was a large company SheilaT Jan 2016 #25

"Plans like that at similar costs should be available to everyone. " +1000 nt antigop Jan 2016 #28

K&R. JDPriestly Jan 2016 #29

thanks, JD. nt antigop Jan 2016 #32

I believe you are right. SheilaT Jan 2016 #35

Don't tell the empty pantsuit... Still In Wisconsin Jan 2016 #34

gotta keep the money flowing to those insurance company CEOs. nt antigop Jan 2016 #36

Exactly. You can usually tell people's true character by the company they keep. Still In Wisconsin Jan 2016 #37

Hehe. SammyWinstonJack Jan 2016 #44

This message was self-deleted by its author postatomic Jan 2016 #38

they self-funded a LONG time ago...they are not just doing this "now'. nt antigop Jan 2016 #40

This message was self-deleted by its author postatomic Jan 2016 #46

well, I would suggest you read it. Thanks for the kick! nt antigop Jan 2016 #47

"59 percent of private sector workers with health coverage were in self-insured plans in 2011." antigop Jan 2016 #41

and thanks for the kick! nt antigop Jan 2016 #42

And lets not forget.......................just how twisted things are .... turbinetree Jan 2016 #45

I know I've hit the nail on the head when...nt antigop Jan 2016 #48

One of my brothers madokie Jan 2016 #52