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JDPriestly

(57,936 posts)
29. Bernie plans to raise the cap. Hillary will not do that.
Tue Dec 1, 2015, 07:58 PM
Dec 2015

If we raise the cap, we may be able to lower the rate of the payroll tax.

Besides, the point in Medicare for all or single payer is that people pay a percentage of their paycheck for their contribution to the cost of medical care.

Everybody pays in a percentage of their paycheck. If you earn less, the amount you pay in is much lower than the amount that a top earner pays in.

Your analysis fails because you are assuming the same kind of tax system with the same allocation of taxes to the people earning less that we have now. Medicare for all would be accompanied by a change in our tax system.

Right now, already, with the ACA, the cost of insurance for people who earn less is subsidized by the taxes and prices paid for insurance by people who earn more. The difference is that part of the insurance premium now goes to for-profit insurance companies. They take a cut.

And as we know from Medicare when contrasted with private insurance, the administrative costs will go down quite a bit when we switch to Medicare for all. There will be fewer restrictions on care since co-pays and the like will be sharply reduced.

Our current Medicare provides for seniors. It provides for us at the time of our life when not only our medical costs are usually at their highest but also when the administrative costs because of the large number of claims and the large amount of pharmaceuticals that elderly people need are at their highest.

Medicare for All will save money. As one who paid for my own insurance when I had my own business, I can see the great advantage of Medicare for all. Many people have no idea how much their employers really pay for their health insurance.

As I have mentioned so many times that I can't believe people don't remember it, I lived in Europe for years in several different countries. We were "on the local economy" and had the local single payer insurance. The programs differed, but they all shared the fact that the insurance companies were almost all as far as I know not-for-profit. Our insurance covered dental care as well as medical care, much longer hospital stays than I have heard of in this country and excellent medical care. In addition, the health insurance covered "Kurs" which were sort of stays at spas or baths that I almost think of as recovery resorts for people with certain chronic ailments. Alcoholism was one of them but there were others.

Single payer in my experience is far cheaper and far better than our ACA or any program we have here.

It will be cheaper too. The article proves that.

Remember the "taxes" that will be paid for the insurance will be INSTEAD OF and not in addition to the money we now pay to private insurance companies for coverage. They really aren't "taxes" for the general fund at all.

We will all save money if we have single payer. The article proves that.

Wishing him all the best. May he have a very speedy recovery and that he'll soon be back to his NurseJackie Dec 2015 #1
Once again, one of you managed to be the first post in a Bernie thread. You're all well trained. Ned_Devine Dec 2015 #20
C'mon. That was a gracious post Matariki Dec 2015 #23
I know. I was actually more irked by the post that followed, but I've been noticing this pattern. Ned_Devine Dec 2015 #32
Yes. That sounds like a perfectly reasonable NurseJackie Dec 2015 #37
Not just you. I see this pattern with lots of HRC supporters. Ned_Devine Dec 2015 #41
I don't see many Hillary supporters ... Trajan Dec 2015 #52
It' too bad that it has to come to that. I understand why though Ned_Devine Dec 2015 #53
Yes, that's why I described it as being "subtle" ... NurseJackie Dec 2015 #72
Yeah. Matariki Dec 2015 #40
Who cares? Why does it matter to you? NurseJackie Dec 2015 #24
Just pointing out the patterns. It's pretty amazing. Very disciplined. Ned_Devine Dec 2015 #28
I wish him well Cali_Democrat Dec 2015 #2
Medicare already is a detailed plan. JDPriestly Dec 2015 #6
Has Bernie's Medicare for all plan been scored by the CBO? Cali_Democrat Dec 2015 #8
If someone's taxes go up... thesquanderer Dec 2015 #13
OK....so when will Bernie provide all these details which can be scored by the CBO? nt Cali_Democrat Dec 2015 #14
I agree, I'd like to see a more detailed analysis of this as well. thesquanderer Dec 2015 #18
Well, there was Senate 915 back in 2011 Fawke Em Dec 2015 #55
HR 676 (Medicare for All) will save money. senz Dec 2015 #69
All you need to know is that we already spend twice per capita what other developed countries do eridani Dec 2015 #71
Not for "all". When will he present his plan for "all"? George II Dec 2015 #12
Just Mail Out the Medicare Cards and be Done With It gordyfl Dec 2015 #25
NurseJackie gracious. floriduck Dec 2015 #26
What is Hillary's plan for HC and what is the cost? Putting everyone into one insurance pool makes.. slipslidingaway Dec 2015 #58
Damn right... MrMickeysMom Dec 2015 #3
One more year to go JEB Dec 2015 #4
But no plan to make it happen MaggieD Dec 2015 #5
Actually, here are the economics of it. JDPriestly Dec 2015 #7
That poster won't read it. Their role is simply to counter every pro-Sanders post with *something* arcane1 Dec 2015 #9
You called it. See post 11. blackspade Dec 2015 #17
Notice how they continue to pretend it's all taxes but omit what those taxes pay for? arcane1 Dec 2015 #22
Exactly. blackspade Dec 2015 #68
Yeah, yeah, yeah MaggieD Dec 2015 #11
Actually floriduck Dec 2015 #27
They aren't here to think, they are here to counter any positive Sanders posts. arcane1 Dec 2015 #34
It's almost like a professional campaign. Very strange. JDPriestly Dec 2015 #39
Obama did not propose the ACA when he ran MaggieD Dec 2015 #45
You need to re-read paragraph 5 of your link. floriduck Dec 2015 #50
You need to read the whole thing AND MaggieD Dec 2015 #51
I'll let sleeping Hill's lie. floriduck Dec 2015 #62
I can't face reality? MaggieD Dec 2015 #67
Uh, I give a crap what Maggie thinks. MeNMyVolt Dec 2015 #54
I don't. sleepyvoter Dec 2015 #64
Here's the chart from that article. George II Dec 2015 #16
Not a bad trade-off for no longer having medical bills and insurance premiums. arcane1 Dec 2015 #21
Employers will Contribute as well. gordyfl Dec 2015 #31
It's very telling to see such a progressive plan being shit on here as "more tax-and-spend" arcane1 Dec 2015 #38
Oh cut it out - now you're equating my objection to REGRESSIVE taxes.... George II Dec 2015 #47
Bernie plans to raise the cap. Hillary will not do that. JDPriestly Dec 2015 #29
I'd feel a lot better about his plan (vague as it is so far anyway) if he changed his regressive.... George II Dec 2015 #48
Did you consider health care costs of prescription drugs? floriduck Dec 2015 #35
Oh the horror of $5k leaving my paycheck per year instead of $10k for my current insurance jeff47 Dec 2015 #57
So you're content with Sanders' plan allowing the poor and middle-class subsidizing the...... George II Dec 2015 #59
I'm not the rich, and it will save me $5k/year. jeff47 Dec 2015 #60
like with Social Security and the current Medicare? Means testing is a way to make programs resented Douglas Carpenter Dec 2015 #61
Very good article. Between my employer and I, 18.5% of my gross goes for shitty PatrickforO Dec 2015 #33
Well Said. gordyfl Dec 2015 #36
HMOs are the worst of the worst. A friend has LibDemAlways Dec 2015 #43
I'm honestly amazed that more people don't "go postal" over this kind of crap. arcane1 Dec 2015 #44
I left out another one that just came to mind. A friend LibDemAlways Dec 2015 #49
Holy crap Art_from_Ark Dec 2015 #73
My friend.. sleepyvoter Dec 2015 #65
Best wishes for a speedy recovery. AtomicKitten Dec 2015 #10
I feel his pain. blackspade Dec 2015 #15
Speedy Recovery Senator cantbeserious Dec 2015 #19
Fox News headline: Socialist wacko demands all citizens undergo hernia procedures. n/t eggplant Dec 2015 #30
LOL! Cheese Sandwich Dec 2015 #74
My 92 year old mother is, of course, on LibDemAlways Dec 2015 #42
Good for your Mom, it is amazing what they bill and then write off when you have insurance ... slipslidingaway Dec 2015 #46
But where's the plan? MeNMyVolt Dec 2015 #56
Please link to Clinton's HC plan and the CBO score, thanks. n/t slipslidingaway Dec 2015 #66
He's so great! He really cares about helping everyone live a decent life. cui bono Dec 2015 #63
The anti-medicare for all folks argue like Republicans. senz Dec 2015 #70
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