Question about Medicare Supplemental and "Open Enrollment"

[eallen]

2. Plan F is no longer sold

You're paying a high premium, but getting real insurance, good for virtually all providers throughout the US, without pre-approvals, which will be valuable if you encounter a large medical issue. Most counselors and sales people for Medicare will steer you to a Medicare Advantage plan. Which will lower your premium. But beware what you're getting. Those counselors and sales people won't be around in five years or seven years, when some large issue arises. Do you get some cancer, and want to go to M D Anderson because it has the right specialists for it? Your new plan might cover only doctors in your area who are "in network."