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lostincalifornia

(5,366 posts)
4. If you can't afford it then you don't have much choice, but they don't offer
Wed Apr 1, 2026, 12:14 PM
Yesterday

F anymore. While it is the most expensive, there are virtually no deductibles, and you have ultimate flexibility where you can go.

Once you leave supplemental F you can’t go back.

The most affordable plans will be the advantage plans, but you will be limited where you can go with an advantage plan, and you should insure the doctors you want take an advantage plan before you sign up.

As others pointed out you can’t switch until open enrollment or unless one of the special conditions allowed occur. I can’t recall exactly what those are.

https://www.kff.org/faqs/medicare-open-enrollment-faqs/general-enrollment-information/can-i-change-my-medicare-coverage-outside-of-the-medicare-open-enrollment-period/

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